ETFs
ETFs, explained without the jargon
What an ETF actually is, why it became the default building block of long-term portfolios, and how to read its factsheet in under five minutes.
Jun 2, 2026 · 6 min readNotes on investing, ETFs and diversification
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Plain-language explainers, written to be read before you place a trade, not after.
ETFs
Risk & strategy
Diversification is not the same as owning more things
Holding twelve tech stocks is not diversification — it is concentration with extra steps. Here is what actually spreads risk.
May 19, 2026 · 7 min read
Basics
The fee you don't see: understanding TER
A 0.9% annual fee sounds small until you compound it over 20 years. A practical guide to comparing ETF costs properly.
Apr 28, 2026 · 5 min read